Title: How to buy public rental housing? Analyze policies and procedures
In recent years, public rental housing (public rental housing), as an important part of affordable housing, has attracted much attention from society. Many qualified families or individuals hope to realize their dream of “home ownership” by purchasing public rental housing. So, can public rental housing be purchased? What are the conditions and procedures for purchasing? This article will give you a detailed analysis based on the hot topics and hot content on the Internet in the past 10 days.
1. Can public rental housing be purchased?
The nature of public rental housing determines that its purchasing policies vary from region to region. Currently, some cities allow qualified tenants to purchase ownership of public rental properties, subject to certain conditions. The following is a comparison of policies in several major cities:
| City | Whether to allow purchase | Conditions of purchase | Property rights ratio |
|---|---|---|---|
| Beijing | Some items are available for purchase | Lease for 5 years, no violation record | 50%-70% |
| Shanghai | Not allowed yet | Rental only | none |
| Guangzhou | Available for trial use | After renting for 3 years, the income reaches the standard | 60% |
| Shenzhen | Not available for purchase | long term lease | none |
2. Conditions for purchasing public rental housing
If your city allows the purchase of public rental housing, the following conditions usually apply:
| condition type | Specific requirements |
|---|---|
| Lease term | Generally, it takes 3-5 years to rent |
| income limits | Family income is lower than local standards |
| No real estate | The applicant and family members do not own their own homes |
| Household registration requirements | Some cities require local household registration |
3. The process of purchasing public rental housing
Purchasing public rental housing usually requires the following steps:
4. Things to note when buying public rental housing
1.Property rights restrictions:Most public rental housing has "limited property rights" after purchase and is usually not allowed to be listed for trading within 5-10 years.
2.Price advantage:The selling price of public rental housing is lower than the market price, but it should be noted that some cities require additional fees such as land income.
3.Policy changes:Local policies may be adjusted, so be sure to consult the latest regulations before purchasing.
4.Exit mechanism:If the family's income exceeds the standard or if they purchase other properties, they must exit public rental housing according to regulations.
5. Summary
Policies for purchasing public rental housing vary from city to city, so you need to operate with caution based on local regulations. If you meet the conditions and the city allows purchase, public rental housing can be a good choice for settling down. It is recommended to consult the housing security department for details in advance to avoid losses due to information asymmetry.
(Note: The data in this article are as of October 2023. Specific policies are subject to official releases from various places.)
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